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Smithtown Volkswagen is a SAINT JAMES Volkswagen dealer and a new car and used car SAINT JAMES NY Volkswagen dealership.
            

Volkswagen Programs

College Graduate Program

If you're graduating in the next 6 months, or graduated less than 24 months ago, check this out - our College Grad Program can get you behind the wheel of a VW even if you have no previous credit history.*

All you need is a full-time job or a commitment letter from your future employer. Wow. The size of your down payment depends on whether you buy or lease. If you do lease, there's no first month's payment or security deposit required. See your Dealer for additional information.

It's our little way of saying congratulations. Here's a graduation gift. Find more information here.

 


Key Benefits:
No Credit History Required*
No Security Deposit
No First Month's Payment**
First Time Buyer Program

Compliments of VW Credit, we've designed a loan specifically to put first-time buyers behind the wheel of a VW more easily.

To qualify, the new VW of your desire has to be the first car you've ever financed. (Certified Pre-Loved Volkswagen models count, too.) You have to have had a full-time job for the past year. A co-signer or credit history are usually not required. See a Dealer for full details.*
  Find more information here.


Key Benefits:
May Not Need a Co-signer
Credit History May Not Be Required
Establish Your Credit
Driver's Option

Can't decide whether to buy or lease? Then don't. Our Driver's Option Plan† offers the best of both worlds.

With Driver's Option (available in most states†) you choose how long you want your vw, pay your scheduled monthly payments, then you've got three options:

One: Pay off the balance of what the VW's worth and keep it.
Two: Refinance the balance of the VW's worth.
Three: Turn your VW into a dealer and walk away. 


(Some additional charges may apply, as stated in our Wear and Use Policy**.)
If this sounds interesting to you, one of our VW Credit consultants will be happy to tell you more about it. Find more information here.


Benefits of Driver's Option:
Lower monthly payments (on average)
No security deposit
No acquisition fee
Three end-of-term options

Leasing

This option is typically for folks who either want lower monthly payments, or to more easily get into a brand spankin' new VW every few years. In both cases, you simply choose how long you want to drive your new VW, from one to four years, then turn it back in when the time's up.** The longer you lease the vehicle, the lower your monthly payments are (on average).

Plus, you can also opt to buy your VW at the end of the lease. Whatever works best for you, we want to help make it happen. Any of our local dealers will be more than happy to take you through the process in detail. Please check out VW's Wear and Use Policy** before deciding on this avenue.
 Find more information here.

 


Benefits of Leasing:
Lower monthly payments (on average)
Keep cash to spend or invest
Flexible terms
End of Term Options
Buying

When you finance a VW through Volkswagen Credit, you make monthly payments for the length of the loan.* And as soon as you pay it off, it's all yours. There are no mileage restrictions, excess wear charges, no due date for returning the vehicle. With terms from 12 to 72 months and competitive rates, there's a plan for your budget. Find more information here.

 


Benefits of Buying:
Ownership
Competitive rates
Flexible terms
No mileage restrictions
No charges for excess wear

Vehicle Protection

Volkswagen RealDriver Products


  • Extended Service Contract
  • GAP Coverage
  • Pre-Paid Maintenance
  • Road Hazzard Tire & Wheel Protection 
  • Courtesy Care
  • Find more information here.










    Smithtown Volkswagen
    530 E. Jericho Turnpike
    SAINT JAMES, NY 11780
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    P: (631) 724-6600
    Email: Contact Us
    Fax: (631) 724-6042
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